Coach House Insurance is the same as ordinary home insurance, except there are some additional elements included to protect your property and liability from the leasehold garages. As the owner of the building- freeholder, you are liable for any damages losses and injuries suffered by any leaseholders – you are responsible. Your insurer must include these liabilities in your home Insurance in case you are sued. For example if a leaseholder damages their arm on the garage door and sues you for damages – you are liable. The insurance policy required is a specialist coach house insurance that covers these types of liabilities up to £2m. It will also cover you against impact and collision in case any one damages the building with their vehicle – which is a common one!
Coach House buildings Insurance | Coach House Insurance Can offer you a full panel of coach house insurance at affordable rates. Your documentation will accurately reflect the property specifying the garages and leaseholds to ensure you will not be left liable and exposed in the event of a claim. You can call 0345 2573977 for an instant quote.
You must accurately explain your coach house set up to the agent on the phone confirming that the garages are covered, and ask them to show you where it is documented on your policy information. If its not included in the contract – then it doesn’t exist!
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