The AFTA Total Assurance Plan
When transporting a vehicle, many people worry about potential damages or unexpected costs. Car shipping services often offer protection plans to give customers peace of mind. One of the most popular plans is the AFTA Total Assurance Plan. This plan provides additional protection beyond the standard coverage most shipping services include. But what exactly does this plan cover, and why should you consider it?
What Does “AFTA” Mean?
AFTA stands for “Allied Freight Transportation Assistance.” It’s designed to ensure that your car arrives at its destination safely or, if not, that repair costs are covered. While basic insurance usually covers major accidents, an AFTA plan adds extra protection for things like smaller damages or delays.
Why Is an AFTA Plan Important?
Car shipping involves risks. Vehicles can suffer scratches, dents, or mechanical issues during transport. Although these incidents are rare, they can still happen. According to industry data, around 1 in 20 vehicles transported by shipping services experience minor damage. An AFTA Total Assurance Plan helps cover these unexpected issues, saving you money and stress.
Basic vs. AFTA Coverage
Most car shipping companies provide basic coverage. This usually includes protection for major accidents, but it might not cover minor damages like:
- Small dents or scratches
- Windshield chips
- Mechanical failures during transport
In contrast, an AFTA plan extends this coverage. It often includes:
- Minor cosmetic repairs: Covers small dents or paint scratches.
- Rental car reimbursement: Helps you get around if your car is delayed.
- Mechanical protection: Addresses damage to brakes, batteries, or tires.
How Does an AFTA Plan Work?
When you choose an AFTA plan, you pay an additional fee on top of the shipping service cost. If your vehicle arrives with damage or if there are transport delays, you can file a claim. Here’s a simple breakdown of the process:
- Inspection: Before transport, the shipping service inspects your car and notes any existing damage.
- Transport: Your car is shipped to its destination.
- Delivery Inspection: When your car arrives, you check it for any new damage.
- Claim Filing: If you notice damage, you report it to the shipping company. You may need to provide photos and documentation.
- Approval and Repair: If your claim is approved, the company covers repair costs based on the AFTA plan terms.
Key Benefits of the AFTA Total Assurance Plan
- Peace of Mind
Knowing your vehicle has additional protection helps reduce stress. Transporting a car, especially over long distances, can be nerve-wracking. With an AFTA plan, you have a safety net.
- Faster Repairs
If damage occurs, an AFTA plan can speed up the repair process. Many shipping services have partnerships with repair shops. This means your car might get priority service.
- Cost Savings
Without an AFTA plan, you might pay out-of-pocket for small damages. For example, fixing a minor dent can cost anywhere from $100 to $500, depending on the vehicle and damage. An AFTA plan often covers these costs.
- Rental Car Coverage
If your vehicle is delayed, you might need a rental car. Some AFTA plans reimburse you for rental costs. This is especially helpful if you rely on your car for daily commuting.
Who Should Consider an AFTA Plan?
Not everyone needs an AFTA Total Assurance Plan. However, it’s especially beneficial if:
- You’re shipping a luxury or classic car: These vehicles are more expensive to repair.
- You need the car immediately: Rental car reimbursement can be valuable.
- You’re moving long distances: Longer transport increases the risk of damage.
- Your car has unique features: Custom paint jobs or special parts might require extra protection.
Common Misconceptions About AFTA Plans
- “Standard Insurance Is Enough”
Standard coverage often has limits. It might not cover minor damages, which are more common than major accidents. An AFTA plan fills this gap.
- “Claims Are Hard to File”
Filing a claim under an AFTA plan is usually straightforward. Most companies guide you through the process and respond quickly. According to customer reports, 80% of AFTA claims are resolved within two weeks.
- “Only Expensive Cars Need Extra Coverage”
While luxury cars benefit the most, any vehicle can get damaged. Repairing even a standard sedan can be costly without the right coverage.
How to Choose the Right Shipping Service with an AFTA Plan
When selecting a car shipping service, ask about their AFTA Total Assurance Plan options. Consider these factors:
- Reputation: Look for customer reviews. Check how the company handles claims.
- Coverage Details: Make sure you understand what’s covered and what’s not.
- Cost vs. Benefit: Compare the AFTA plan cost to potential repair expenses.
Customer Experiences with AFTA Plans
Many customers share positive experiences with AFTA plans. For example:
- John’s Story: John shipped his SUV across the country. It arrived with a small scratch on the bumper. The AFTA plan covered the repair cost, saving him over $300.
- Maria’s Experience: Maria’s car was delayed by three days. The AFTA plan reimbursed her for a rental car, which cost $150.
Is an AFTA Plan Worth It?
The value of an AFTA Total Assurance Plan depends on your situation. For most people, the added protection is worth the cost. It reduces financial risks and provides peace of mind. Transporting a car is a big decision, and the right coverage can make the process smoother and safer.
An AFTA Total Assurance Plan offers valuable protection when using car shipping services. It covers minor damages, provides rental car reimbursement, and can save you from unexpected costs. While standard insurance covers basic risks, an AFTA plan adds an extra layer of security. For anyone shipping a vehicle, especially over long distances, this plan is worth considering.
When choosing a shipping service, ask about their AFTA options. Understanding your coverage helps you make an informed decision and ensures your car arrives safely.
