When planning for a property purchase, one of the most important things you can do is get a detailed property survey from an experienced chartered surveyor. A building survey helps you know the structure and condition of the property and enables you to make an informed purchase decision.
Armed with this knowledge, you can negotiate the purchase deal better and enjoy peace of mind getting value for money on the purchase of your preferred residential, commercial or historic property.
However, not all property surveys and surveyors are the same. You should know all the essential things before you hire a professional for a home survey Suffolk that will help you make informed decisions related to property purchase.
1. Select the Most Suitable Building Surveyor
Your choice of a property surveyor will go a long way to getting high-quality and detailed survey report. Your bank or lender may suggest to you the names of some property surveyors with whom they are associated. However, you should be wary of them and take time to do your research. Rely only on independent, RICS-certified, experienced building and property surveyors with an impressive portfolio of past work.
2. Know About Different Types of Property Surveys
Before you start looking for a property surveyor, you must know the different types of property surveys that serve different purposes of people. It will help you choose the right kind of home survey Suffolk and get the requisite purpose solved by the same.
RICS Level 2 Home Survey
Formerly known as a homebuyer’s report, an RICS Level 2 Home survey is a comprehensive survey conducted on a property less than 100 years old. The survey report includes the conditions of the buildings’ exteriors and interiors, defects, features and the site on which the property is located.
Valuation Report
It is a kind of survey that provides property buyers the current market value of the property. You can use this survey report to secure a mortgage from your lender and ensure the accuracy of the price you pay for the property.
RICS Level 3 Survey (Full Building Survey)
It is the most comprehensive survey conducted on buildings or properties over 100 years old that gives a detailed idea about the property’s existing structural and functional conditions. The survey report helps property buyers make an informed decision related to buying a historic or listed property and get value for money apart from owning a piece of history with confidence.
Boundary Survey
A Boundary Survey is a type of land survey that defines the property’s boundary lines and corners as described in a sale deed. This survey can be used to settle any boundary dispute or before property sale or purchase or before any new renovation or construction work.
If you can’t decide which type of property survey will cater to your needs, you can better discuss it with your property surveyor who will guide you to make the right choice.
3. Get an Unbiased Service from an Experienced Surveyor
An independent property surveyor providing building surveyors near me will help you know the existing construction and condition of the property. They will tell you what features influence the property’s value or how the building’s value may change over time.
As the lender and seller have their interests, getting an unbiased, professional opinion on the market valuation of the property will help you ensure you are paying the right price.
4. Ask Questions to Your Surveyor to Get the Maximum Value
When you get a detailed report from your surveyor, you should ask anything that you couldn’t understand in the survey or any problem related to anything you are not sure of before the property purchase. As buying a property may be daunting if you are a first-time buyer, you need to understand everything that would help you support the purchase process.
5. Make An Informed Purchase Decision Based on Survey Report
An in-depth understanding of your cherished property’s condition and gaining a fair idea of the market valuation will help you assess the suitability of the purchase based on the seller’s price.
If the property requires minor repair or modifications, you can go for the purchase of the property otherwise you can consider renegotiating with the seller, considering the significant repair or renovation expenses you might have to bear.
You can tell the seller to first fix the repair or defective issues before agreeing to the original price of the house. Getting bespoke and comprehensive building surveyors near me from professional and chartered surveyors in Suffolk will help you in many ways and let you gain the maximum value for money.
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