Car Insurance in the UAE: Coverage for Natural Disasters
Natural disasters, though a rare occurrence in the UAE, can still be a threat to vehicles. Situations such as flooding, sandstorms, converting hailstones, and even notoriously sparse earthquakes can take their toll on cars, attracting hefty repair bills. Most automobile insurance providers, in the Middle East, and the UAE, specifically, and especially Dubai, offer the natural disaster cover under their comprehensive car insurance policies.
This means that any expenses incurred due to unforeseen natural happenings detrimental to one’s vehicle will be covered by this policy, insulating vehicle owners from extra costs. It ought to be appreciated that third-party liability insurance, which is a legal purpose in the Emirates, excludes one from any liabilities in case of natural disasters. This makes comprehensive car insurance worth considering, especially for motorists who intend to use their vehicles in the harsh environmental conditions in the UAE.
The Importance of Comprehensive Insurance for Natural Disasters
Veels Comprehensive car insurance is essential for residents of the UAE for various reasons most especially because of the natural disasters that once in a while tend to occur in the country. This form of insurance is very useful as it is all-encompassing and deals with the damages that the insured vehicle suffers as well as any other liabilities resulting from damages caused to other people’s vehicles, property, or persons.
A natural disaster can cause damages even more than what a vehicle owner can be able to afford to repair. For example, floodwaters can damage a car’s electrical wiring and engine, costing even more than the vehicle. Belt-driven engines may cause paintwork scratches and engine clogs, and even the insides of the car may be damaged.
